home  |  about us  |  contact  |  articles  |  calculators  |  resources  
- - 
 

FINANCIAL PLANNING

MONEY MANAGEMENT
INVESTMENT PLANNING
RETIREMENT PLANNING
EDUCATION PLANNING
RISK MANAGEMENT
FAQs / ARTICLES























































































































































































 


 

Articles on Financial PlanningFinancial planning resources - articles

Financial Planning Articles

Why Financial Planning?

Why do we need financial planning, and need to start as early as possible? Read more...

Understanding the Financial Planning Process 

Personal financial planning is growing in importance for the average Malaysian. A well-designed financial plan... read more..

Do I Need Personal Financial Planning? 

Everyone needs to plan for tomorrow. At every income level, there are steps you can take to make more efficient... The answer can be personal financial planning... read more..
-

Financial Planning Strategies for 21st Century 

Financial planning strategies in the 21st Century need strategies of the new era - strategies for the info-tech era, that can bring multiple streams of increasing prosperity... read more..

Financial Planning Strategies in Tough Times 

The following strategies can help strengthen your money management skills. All are designed to give you an edge during the tough times.... read more..

Financial Planning for the 20s and 30s 

Young adults in their twenties and early thirties, so-called "Generation Xers," face a variety of challenges in their quest for financial security.... read more..

Financial Planning for the Newlyweds 

It takes compromise and persistence from both members of your new team... learning about each other's money-management style now can help you enjoy financial harmony in the years ahead.... read more..

Securing a Solid Financial Foundation 

Reviewing your finances annually can help give you the confidence to know you are building a solid foundation..... read more..

Financial Planning for Different Stages of Life 

Our needs and concerns change as we move through the financial stages of our lives. Read about those stages and some of the financial issues you'll probably need to think about... read more..

Secrets to Building Wealth in the 21st Century

Read more on how you can start building your wealth in the 21st century.... read more..

How to Choose a Financial Planner 

Choosing a financial planner may be one of the most important decisions you make for yourself and your loved ones. Financial planners can play a central role in helping you meet your life goals and achieve financial well-being, hence choosing the right financial planners are very important.... read more..

Investment Planning Articles

Investment Risk & Reward

Risk is integral to investing, and it's important to understand your tolerance for it... read more..

Index Fund

What are the best funds for you? Historically, most index funds have beaten the vast majority (often over 75%) of all active funds... read more..

Rebalance Your Portfolio

Rebalancing is adjusting your portfolio through time to keep it in sync with your risk level.... read more..

Modern Portfolio Theory

Understand how Modern Portfolio Theory can help determine an asset allocation that offers the maximum possible expected return for a given risk level... read more..

Education Planning Article

How to Plan for Your Child Education Fund

Parents are responsible to plan for their children's financial future. Will you be able to achieve the goals... read more..

Risk Management and Insurance Planning Articles

Thinking the Unthinkable

Financial planners recommend that you take responsibility for your own protection and let your company supplement your efforts... Life insurance is the first policy most people should invest... read more..
an article from Far Eastern Economic Review

My company bought insurance for me. Is it enough protection?

Employer-sponsored life insurance, health insurance and other benefits are nice perks. But is it enough protection? ... read more..

Buy Term Insurance and Invest the Difference? Is it Best for You ?

Your choice of life insurance depends on how much coverage you need. The choice should be undertaken only after a complete analysis of the potential results that includes a consideration of taxes and possible down markets.... read more..

Retirement Planning Articles

Planning for Retirement: The basics

Everyone who does not anticipate generating regular income during their golden years should be setting funds aside now for retirement..... read more..

The Key to Retirement Planning Success

If you start saving for retirement now, you have the best shot at attaining long-term control over your finances and ending up your life in comfort... read more..

Determining How Much You'll Need for Retirement

Estimating the amount you'll need to fund a comfortable retirement can seem like a daunting task... But by taking time to carefully evaluate and do a retirement planning, it's possible to retire comfortably... read more..

Retirement Planning for Couples

Being part of a couple gives you some advantages in preparing for retirement... read more..

Early Retirement - Is It Possible?

Early Retirement - It can happen, but you gotta start now and work your assets off..... read more..

Money Management Articles

Money Management: The basics

Actually, managing your money has three simple aspects: deciding what you want your money to do for you; creating a workable spending plan, and following your plan with determination...... read more..

Avoiding Money Management Mistakes

You may have come across money management concept and realize it is very important in our day-to-day living, and how it forms as one of the foundation of financial planning. Read how we could avoid money management pitfalls..... read more..

Getting Out of Debt

If you're like most Malaysians, you have debt. If you're like many Malaysians, you try not to think about it, but ignorance never was bliss... Getting out from under the burden of debt..... read more..

Take Control of Your Personal Finances

Many of us like to dream about things such as buying a new home, traveling to an exotic place, sending our kids to a great college, or retiring early... With some patience, planning and discipline, you can achieve... read more..

Net Worth - Key to Managing Money

Net worth is the best measurement of the state of your financial health.... read more..

Ten Tips for Improving Your Cash Flow

Cash flow is key to achieving personal financial security... the following ways can help you better manage your cash flow... read more..

Other Financial Planning Articles

The Birth of a Profession : Financial Planning

One wonders how the financial planning profession came into existence. Many Malaysians were not even aware of it until recently. Surely the institutions of this profession did not spring from the ground.... Read more...

Frequently Asked Questions on Financial Planning

Other Frequently Asked Questions on financial planning, wealth management and life insurance in Malaysia. Read more...
     
ykconsultancy © 1999 - 2006  All Rights Reserved.
ykconsultancy® is a registered trademark and the ykconsultancy logo are trademarks of ykconsultancy.
Use of this website is governed by our Copyright & Disclaimer notice, Privacy Policy